According to Jinshi Finance, Quilter Investors' latest investor trend survey shows that interest rates for the Bank of England and the European Central Bank seem to be too restrictive, according to Jinshi data. The survey said about 40% of investors expect UK interest rates to drop from the current 4.5% to the "3.26% to 3.75% range". Quilter also said that as many as 57% of investors expect the ECB interest rate to drop from its current 2.5% to 1.51%-2.0% by the end of 2026.