Golden Finance reports that Social Capital CEO Chamath Palihapitiya predicts that the adoption of stablecoins will surge in 2025 and become a key tool for wholesale transactions. He noted that by 2024, the use of stablecoins will be decoupled from cryptocurrency transactions, with more than 1.1 billion transactions and $8.5 trillion in settlements, more than double Visa’s transaction volume. Palihapitiya believes this growth will challenge the duopoly of Visa and Mastercard, especially as credit card interest rates rise. He also touched on regulatory issues, emphasizing that blockchain technology provides transparency and traceability for transactions. Last year, he predicted that Bitcoin would reach mainstream adoption by 2024.