Golden Finance reported that according to Hong Kong media Hong Kong 01, Hong Kong’s Employment Ordinance stipulates that wages must be paid in the form of money, and cryptocurrency is not legal tender, so employers using Bitcoin to pay wages may violate the law. There are no big legal problems for technology companies that have used Bitcoin as start-up bonuses or rewards. However, even if employees continue to receive Bitcoin as rewards or bonuses, or if their tax returns mention Bitcoin income, banks will not accept it, and borrowers DTI can only be calculated based on salaries, bonuses and commissions collected in legal currency. In addition, local banks in Hong Kong currently only accept cash, stocks, foreign currencies, Hong Kong properties, funds and bonds. There are also banks that accept insurance policies without premium financing as applicants’ assets. However, there are no successful cases of Bitcoin because Hong Kong banks have not recognized it. For cryptocurrency, the only feasible way is to "withdraw" the cryptocurrency and then use the funds as the down payment for a home, or apply for a mortgage based on the asset level. According to the latest regulations, you have the opportunity to apply for a loan of up to 70%.