Author: BTC_Chopsticks

A few hours ago, Binance Labs announced its investment in $USUAL, a decentralized stable currency platform. This is not just an ordinary investment, but a major innovation in the stablecoin field. Usual, with its unique design, may redefine the future of the stablecoin market.

The new benchmark for decentralized stablecoins

@usualmoney is a decentralized stablecoin Coin issuance platform, its core product is the stable currency $USD0, which is linked to real world assets (RWA). Compared with traditional stablecoins, the innovations of $USUAL are:

1. User-led governance:

Usual gives users more ownership and control through the governance token $USUAL, distributing 90% of the proceeds to the community to promote fairness and decentralization.

2. Risks of debanking:

Traditional stablecoins such as USDT and USDC rely on bank deposits, and there is a risk similar to the failure of SVB Bank. Usual backs $USD0 through short-term Treasury bonds, circumventing the uncertainty of the traditional banking system.

How does $USUAL solve the three major pain points of stablecoins?

1. Users failed to share profits

Tether and Circle generated over $10 billion in revenue in 2023, but users did not benefit from it. The $USUAL model returns 90% of revenue to the community through the governance token $USUAL, while providing governance rights and liquidity incentives.

2. RWA growth is out of touch with DeFi

The real world asset (RWA) market is expanding rapidly, but there are less than 5,000 mainnet holders in the DeFi space. $USUAL integrates RWA into its stablecoin ecosystem to enhance user participation and promote the integration of DeFi and RWA.

3. Bank risk and stability issues

Reliance on stable coins backed by legal currency The bank's fractional reserve model is vulnerable to fluctuations in the banking system. $USUAL’s $USD0 stablecoin is fully collateralized by short-term Treasury bonds and has strict risk and insurance funds, providing greater stability and security.

$USD0 is a USD-anchored stablecoin launched by $USUAL, designed for payments, transactions and staking, and is suitable for retail users and the DeFi community.

Key features of $USD0

Transparency: Reserve assets visible in real time.

Safety: Completely backed by U.S. Treasury bonds, no bank risk.

Combinability: Permissionless liquidity integration, suitable for seamless integration with DeFi.

Efficiency: Fully mortgaged to ensure stability.

The Holy Trinity of Stablecoins: $USUAL’s Revolutionary Model

$USUAL’s decentralized model combines liquidity, income and composability to provide a stablecoin ecosystem Breathe new life into the system. Binance’s investment is not only an endorsement of the $USUAL model, but also marks a major turning point in the stablecoin space.

Conclusion:

As the demand for stablecoins continues to grow, $USUAL’s innovative model has injected new possibilities into the market. By introducing decentralized governance, Treasury collateral, and revenue sharing, $USUAL is redefining the future of stablecoins. For those looking for security, transparency, and sustainability in the stablecoin space, $USUAL is certainly a project worth keeping an eye on.